Product Choices
Hanratty & Associates is proud of the choices we are able to offer clients. Our experience has yielded strong relationships with the major insurance carriers in Minnesota, which gives you options.
Our consultants will guide you to the best option for your company after conducting an analysis of your plan as it compares to industry, regional and national norms related to costs, premiums, service fees, outcomes, loss ratios and performance.
Our portfolio of options include:
- Select105™, our own custom designed consumer-driven plan
- Medical Insurance Coverage including fully funded and self-funded plans
- Dental Plans
- Short and Long Term Disability
- Life Insurance
- Long Term Care
- Voluntary Benefits
- Defined Benefit and Contribution Plans
- Cafeteria Plans
- COBRA
You can depend on Hanratty & Associates to work directly with you in designing a benefits plan, choosing programs, and implementing your plan. You will be assigned a select team of consultants and service representatives. This team will manage your plan, act as a liaison with carriers, facilitate your renewal and enrollment processes, communicate with you and your employees, and keep you on track with your long-term goals.