Hanratty & Associates is an award winning insurance agency providing employee benefits consulting, third party administration, human resource solutions, health care reform compliance, wellness consulting, financial services & risk management. Founded in 1976, we have remained a leader in the insurance industry by taking a personal approach to delivering exceptional products and services to our partners and community. We look forward to serving you!

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ACA Automatic Enrollment Requirement Repealed

The Affordable Care Act (ACA) included an automatic enrollment requirement for certain large employers. This requirement was not yet effective. It was intended to take effect once final regulations were issued and a final effective date was specified. On Nov. 2, 2015, President Obama signed into law the Bipartisan Budget Act of 2015, which included a provision repealing the ACA’s automatic enrollment requirement. Therefore, this requirement will not take effect at any point, and employers will not be required to automatically enroll employees in their group health plan coverage. ACA Automatic Enrollment Requirement Repealed

ACA Small Group Market Rule Repealed

On Oct. 7, 2015, President Obama signed the Protecting Affordable Coverage for Employees (PACE) Act into law. The PACE Act repeals the Affordable Care Act (ACA) requirement that the small group market in every state be expanded to include businesses with 51-100 employees.

What We Do

  • Best Places to Work 2015
  • MSPBJ Best Places to Work 2014
  • ACG BOLD Awards
  • Community Impact Awards
  • Laeding Age MN Partnership
  • Minnesota Manufacturing Awards ~ Insurance Dream Team!
© Hanratty & Associates 2014
Touching Lives. Innovation. Service.