Hanratty & Associates is a unique family owned insurance agency in Plymouth MN providing employee benefits consulting, third party administration, human resource solutions, health care reform compliance, wellness consulting, financial services & risk management. Founded in 1976, we have remained a leader in the insurance industry by taking a personal approach to delivering exceptional products and services to our partners and community.

Touching Lives:

  • Hanratty Team Supports Juvenile Diabetes Research: JDRF2014
  • Hanratty Team Supports National MS Society: MS2014
  • Hanratty Team Supports Feed My Starving Children: FMSC2014
  • Hanratty Team Supports Lifeworks Services MN: HanrattyGolfTourney

Partner Resources:


Reinsurance Fees Will Cost Group Health Plans

Beginning in 2014, the ACA established the following three risk-spreading programs to provide payments to health insurance issuers: a transitional reinsurance program, a temporary risk corridor program and a permanent risk adjustment program.


IRS Expands Rules for Mid-Year Health Plan Election Changes

Notice 2014-55 addresses cafeteria plan elections in two specific situations related to the availability of coverage through a Health Insurance Exchange (or Marketplace).

What We Do

  • Best Places to Work 2014
  • MSPBJ Best Places to Work 2014
  • EBA Rising Star
  • The (Real) Power of 50
  • Aging Services Partnership
  • Minnesota Manufacturing Awards ~ Insurance Dream Team!
© Hanratty & Associates 2014
Touching Lives. Innovation. Service.