Hanratty & Associates is a unique family owned insurance agency in Plymouth MN providing employee benefits consulting, third party administration, human resource solutions, health care reform compliance, wellness consulting, financial services & risk management. Founded in 1976, we have remained a leader in the insurance industry by taking a personal approach to delivering exceptional products and services to our partners and community.

December 2014 – May 2015

Happy New Year!
December 31, 2014 – January 1, 2015 all-day
Happy New Year!
The Hanratty Team Wishes all of our Friends a Bright & Merry New Year!
TCB Small Business Success Stories @ Loews Hotel Minneapolis
January 20, 2015 @ 5:00 pm – 8:00 pm
TCB Small Business Success Stories @ Loews Hotel Minneapolis | Minneapolis | Minnesota | United States
Join TCB Magazine as they celebrate the small business success stories and accomplishment of a number of Minnesota’s small businesses.
BOLD Awards 2014
February 24, 2015 @ 5:00 pm – 9:00 pm
BOLD Awards 2014
BOLD Awards 2014: Original. Inventive. Daring and BOLD, these awards are a big deal. They showcase the best in corporate growth, leadership and imagination. The [...]
Community Impact Awards @ Aria
February 26, 2015 @ 6:00 pm – 9:00 pm
Community Impact Awards @ Aria | Minneapolis | Minnesota | United States
The 2015 Community Impact Awards honor Minnesota companies and businesspeople that make giving back to the community a priority. The finalists and winners in each [...]
Good Leadership Breakfast – Featuring Justin Hanratty @ Golden Valley Country Club
May 29, 2015 @ 7:15 am – 9:00 am
Good Leadership Breakfast - Featuring Justin Hanratty @ Golden Valley Country Club | Minneapolis | Minnesota | United States
Justin is a passionate, faith-based Millennial leader who is charting a bold new course for his family’s business. His values-based leadership and sales approach has [...]

Touching Lives:

  • Hanratty Team Supports Juvenile Diabetes Research: JDRF2014
  • Hanratty Team Supports National MS Society: MS2014
  • Hanratty Team Supports Feed My Starving Children: FMSC2014
  • Hanratty Team Supports Lifeworks Services MN: HanrattyGolfTourney

Partner Resources:


Minimum Value Testing Clarification for In-patient Hospital Coverage

IRS Notice 2014-69 clarifies that plans excluding coverage for in-patient hospitalization or physician services do not provide minimum value. These plans should not be adopted for 2015 & The MV Calculator cannot be used to demonstrate minimum value of these plans, beginning in 2015. Transition relief is available for some plans.


Individual Premium Reimbursement now Prohibited

On Nov. 6, 2014, Agencies issued FAQs prohibiting all employer arrangements that reimburse employees for individual premiums. Both pre-tax and after-tax arrangements will violate the ACA’s market reforms. These individual premium reimbursement arrangements may trigger an excise tax of $100 per day for each applicable employee.

What We Do

  • Best Places to Work 2014
  • MSPBJ Best Places to Work 2014
  • EBA Rising Star
  • The (Real) Power of 50
  • Aging Services Partnership
  • Minnesota Manufacturing Awards ~ Insurance Dream Team!
© Hanratty & Associates 2014
Touching Lives. Innovation. Service.